For the past three years QSEC has been hearing from members about business insurance. Many have felt the pain of increasing premiums, activities suddenly not being supported, disputed claims or difficulty getting companies to value the impact social enterprises create. Bulk insurance solutions for social enterprise seemed hard to arrange, as many of us work in so many different areas and industries, and across different products and services. So, we got to work to try to find a nationally recognised insurance broker who could understand how important it is to support businesses who are committed to social, cultural and environmental issues through their business practice.
That’s why we have teamed up with Aviso Broking to help your social enterprise with your business insurance needs.
Aviso has offered to conduct a FREE insurance audit for QSEC members. Following the audit, Aviso can also provide a competitive insurance quote for business insurance to assist you with seeking coverage for your business. As the number of members who participate increases, we will be able to consider whether bulk buying options can be investigated, which may assist with reducing the cost of insurance premiums, subject to prevailing market conditions and the circumstances of each policyholder.
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As an insurance broker catering to social enterprises, Aviso will identify the following matters during the free insurance audit:
Step 1: Help explain what you are currently covered for.
Step 2: Prioritise your spend to protect your business.
Step 3: Compare cover and premiums to suit your needs.
PLUS: should a member take out an insurance policy through Aviso after the free insurance audit, a percentage of your premium will be paid by Aviso to QSEC as a referral fee QSEC will use that to further increase your membership benefits!
What’s not to love?
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IMPORTANT NOTICES & DISCLAIMER
No representation or warranty: QSEC Ltd does not represent or warrant the quality or reliability of any products, services, information about any products or services, or other materials displayed, purchased or obtained by you through Aviso.
No advice: QSEC Ltd does not provide any financial advice, nor is it licensed to sell or deal in insurance products. Any of the information contained in this document is general information only and does not represent any view or opinion of QSEC Ltd. If you require advice in relation to insurance products, please seek independent insurance or legal advice.
Commission Disclosure: As part of the arrangement with Aviso, if a member obtains an insurance product from Aviso after the free insurance audit, Aviso may pay to QSEC a referral fee calculated as a percentage (50% of the first base premium commission provided by the insurer) for each such policy, and a percentage (20% base premium commission provided by the insurer) for policy renewals through Aviso. The referral fees and any advertising revenue collected by QSEC Ltd are used for the benefit of QSEC Ltd supporting its members and social enterprise growth in Queensland. If you would like more information on commissions please contact QSEC Ltd. Aviso, as an insurance broker, also has obligations under financial services law to make certain disclosures to clients. For more information, please discuss this with Aviso if/when obtaining any insurance products.